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U.S. federal tax rates and credits for 2025

04.11.2025

📋 Single and MFS (Married Separately — same thresholds)

RateIncome range
💚 10%$0 – $11,925
💚 12%$11,926 – $48,475
💛 22%$48,476 – $103,350
🟡 24%$103,351 – $197,300
🟡 32%$197,301 – $250,525
❤️ 35%$250,526 – $626,350
❤️ 37%over $626,350

💑 MFJ (Married Filing Jointly)

RateIncome range
💚 10%$0 – $23,850
💚 12%$23,851 – $96,950
💛 22%$96,951 – $206,700
🟡 24%$206,701 – $394,600
🟡 32%$394,601 – $501,050
❤️ 35%$501,051 – $751,600
❤️ 37%over $751,600

👨‍👩‍👧 HoH (Head of Household)

RateIncome range
💚 10%$0 – $17,000
💚 12%$17,001 – $64,850
💛 22%$64,851 – $103,350
🟡 24%$103,351 – $197,300
🟡 32%$197,301 – $250,500
❤️ 35%$250,501 – $626,350
❤️ 37%over $626,350

Tax breaks for education in 2025:

Tax breaks for education in 2025:AmountOn whom / Per
🎓 American Opportunity Credit (AOTC)$2,500Per student
📚 Lifetime Learning Credit (LLC)$2,000On the declaration
💳 Student Loan Interest Deduction $2,500On the declaration
🏦 Coverdell Education Savings Account Contribution $2,000Per student